This is a photo of the roasted cauliflower and chickpea dish I took to a potluck supper last weekend.
Daughter L was telling me she advised her girlfriend on her finances recently. It seems the young woman has a student loan of over ten thousand dollars. She was just paying it off slowly at $100 per month. When asked why, she said it was the government default and she just figured it was okay. On top of that, she was paying this $100 with her line of credit at the bank. L pointed out that her friend was being hit with double the interest charges this way. It seemed at this rate, the friend would be out of debt in about 9 years. L worked out an increased payment schedule (avoiding the use of her credit limit) that the girl can afford having started her new job. In this manner, the girl will be painlessly out of debt in 3 or 4 years. I told L maybe she should become a financial advisor. (She is more in a marketing type of career that she loves.)
It seems some people (not necessarily just young adults) have a real need when it comes to managing their finances. It's something they don't like to give a lot of thought to or possibly don't know how to begin.
